Current CRM purchase procedure
Updated October 4, 2026. Individuals and companies may submit personal or company details, contact information, quantity, preferred purity, and a nominated refinery or delivery address. After acceptance of the purchase procedure, CRM sends an FCO for review and signature. The FCO and SPA confirm the order terms.
Orders of 5 kg and above require a 10% deposit of the agreed purchase value before shipment. The deposit is part of the purchase price and is credited against the final balance. After receipt, CRM arranges export documentation and transportation to the nominated refinery or agreed address.
For refinery deliveries, the final balance is due within 24 hours of assay confirmation, based on the agreed price and confirmed weight and purity, less the deposit. Client-address testing, acceptance and payment timing are stated in the FCO and SPA. Ownership transfers after final payment is received.
Testing purchases from 100 g to 4 kg are available in 23K or 24K. Prices, payment and delivery terms are confirmed separately before ordering. The bulk deposit schedule does not automatically apply to testing purchases.
Accepted payment methods are SWIFT bank wire, USDT on TRC20 or ERC20, and Bitcoin (BTC), using instructions on the invoice or signed agreement. CRM does not accept escrow, documentary letters of credit or similar banking instruments.
Relevant shipment documents include the assay report, Certificate of Origin, export permit and shipping details. Shipment terms and cost responsibilities are confirmed in the signed FCO and executed SPA; the SPA governs any differences. Read the purchase process or view the current FAQ.
Buying physical gold online is convenient – but it’s also a playground for scammers. From counterfeit coins to shady dealers and inflated premiums, one wrong move could cost you thousands. The good news? If you follow these 10 expert-backed tips, you’ll buy gold safely, avoid scams, and protect your wealth.
1. Buy from Reputable, Accredited Dealers
- Stick to dealers with LBMA, ICTA, or mint accreditation.
- Verify years in business, physical address, and customer support availability.
- Check independent reviews on BBB, Trustpilot, and Reddit.
- As CBS News advises, “Only buy from a reputable seller with a physical location you could visit.”【58†source】
🚩 Red Flag: New websites, no phone number, or PO Box-only contact info.
2. Verify Dealer Reviews and Ratings
- Look for consistent positive reviews and resolution of complaints.
- BBB accreditation and Trustpilot scores are strong trust signals.
- No online presence? That’s suspicious in 2025.
💡 A pattern of unresolved complaints = walk away.
3. Avoid Social Media & Unsolicited Offers
- Scammers thrive on Facebook Marketplace, Craigslist, and forums.
- Fake ads often feature gold bars or coins “below spot price.”
- The CFTC explicitly warns: “Do not respond to unsolicited communications about investing in precious metals.”【58†source】
4. Know the Market Price and Premiums
- Spot Price = current market value.
- Premium = dealer markup (minting, shipping, profit).
- Typical ranges (2025):
- 1oz bar: 3–6%
- 1oz coin: 5–10%
- Small fractional coins: 12–20%
📊 Compare multiple reputable dealers before buying to avoid overpaying.
5. Be Wary of “Too Good to Be True” Deals
- No dealer sells gold below spot price.
- Beware of “special offers” and high-pressure sales.
- The FTC has busted companies luring customers with “0% above dealer cost”—then never delivering gold【58†source】.
⚠️ If the price seems impossible, it is.
6. Use Secure Payment Methods
- Best: Bank wire (secure, often lower premiums).
- Good: Credit cards (fraud protection, but may add 3–4% fee).
- Risky: Crypto payments (irreversible, scam-prone).
- ❌ Avoid Venmo, Zelle, gift cards, or PayPal Friends/Family.
Accepted payment methods are SWIFT bank wire, USDT on TRC20 or ERC20, and Bitcoin (BTC), using instructions on the invoice or signed agreement. CRM does not accept escrow, documentary letters of credit or similar banking instruments.
7. Check Website Security Before Checkout
- Look for HTTPS and SSL padlock icon.
- Watch for domain misspellings or poor design—common scam tactics.
- Use two-factor authentication if offered.
- Never use public Wi-Fi when placing gold orders.
8. Ensure Insured & Trackable Shipping
- Reputable dealers provide insured shipping via USPS Registered Mail, FedEx, or UPS.
- Require a signature on delivery.
- Always get a tracking number.
📦 Pro Tip: Record your unboxing—proof if anything’s wrong.
9. Verify Authenticity & Purity
- Look for assay certificates and serial numbers.
- Reputable gold bars are stamped with purity (.9999), weight, and mint.
- Popular coins (American Eagle, Canadian Maple Leaf) have standard dimensions easy to verify.
- Counterfeits are sophisticated—buy from trusted dealers only.
10. Start with a Small Test Purchase
- Place a trial order (e.g., 1 coin or small bar).
- Evaluate shipping, packaging, authenticity, and customer service.
- Once satisfied, scale up safely.
🧠 Scammers push for large upfront buys. Real dealers earn your trust long-term.
✅ Quick Checklist: Safe Gold Buying in 2025
- Dealer is accredited & reviewed
- Product includes assay/hallmark proof
- Secure payment method used
- Shipping is insured & trackable
- Secure storage plan ready
Conclusion: Buy Gold Smart, Not Scared
Buying gold online can be safe and profitable – if you know the rules. Verify before you buy, trust only established dealers, and protect every step of the process. Do that, and you’ll turn online gold buying into an opportunity, not a risk.
Next Step: Shop Gold Online with Congo Rare Minerals – Certified dealers. Transparent pricing. Insured delivery. No scams, no bullshit.