Current CRM purchase procedure
Updated October 4, 2026. Individuals and companies may submit personal or company details, contact information, quantity, preferred purity, and a nominated refinery or delivery address. After acceptance of the purchase procedure, CRM sends an FCO for review and signature. The FCO and SPA confirm the order terms.
Orders of 5 kg and above require a 10% deposit of the agreed purchase value before shipment. The deposit is part of the purchase price and is credited against the final balance. After receipt, CRM arranges export documentation and transportation to the nominated refinery or agreed address.
For refinery deliveries, the final balance is due within 24 hours of assay confirmation, based on the agreed price and confirmed weight and purity, less the deposit. Client-address testing, acceptance and payment timing are stated in the FCO and SPA. Ownership transfers after final payment is received.
Testing purchases from 100 g to 4 kg are available in 23K or 24K. Prices, payment and delivery terms are confirmed separately before ordering. The bulk deposit schedule does not automatically apply to testing purchases.
Accepted payment methods are SWIFT bank wire, USDT on TRC20 or ERC20, and Bitcoin (BTC), using instructions on the invoice or signed agreement. CRM does not accept escrow, documentary letters of credit or similar banking instruments.
Relevant shipment documents include the assay report, Certificate of Origin, export permit and shipping details. Shipment terms and cost responsibilities are confirmed in the signed FCO and executed SPA; the SPA governs any differences. Read the purchase process or view the current FAQ.
Buying gold is only half the journey. The real question for serious investors is:
“How do I keep my gold safe once I’ve bought it online?”
Physical gold – whether bars or coins – must be stored securely to protect your investment against theft, damage, or loss. This guide explores the best gold storage options, their pros and cons, and how Congo Rare Minerals ensures your gold remains secure from the moment of purchase.
Why Gold Storage Matters
Gold’s appeal comes from being a tangible asset you control. But unlike digital investments, it requires physical protection.
Poor storage decisions can mean:
- Exposure to theft if kept unsecured.
- Loss of insurance coverage if improperly stored.
- Difficulty in reselling without proper custody or documentation.
👉 A secure storage plan ensures your gold retains both value and liquidity.
Option 1: Home Storage (Safes and Insurance)
Many investors like keeping gold close at hand.
✅ Advantages
- Immediate access to your gold.
- No recurring storage fees.
- Complete personal control.
⚠️ Considerations
- Requires a high-quality safe ($300–$1,000 for fireproof/biometric models).
- Home insurance may not cover bullion or requires special riders.
- Higher personal responsibility for security.
💡 Pro Tip: If storing at home, bolt your safe to the floor and install alarm systems for layered protection.
Option 2: Bank Safe Deposit Boxes
A common option for modest amounts of gold.
✅ Advantages
- Lower cost than professional vaults ($50–$300/year).
- Trusted physical location.
- Secure environment.
⚠️ Considerations
- Not insured by banks – contents are your responsibility.
- Limited access (bank hours only).
- Growing restrictions in some countries.
💡 Pro Tip: Always confirm if your insurance covers bullion in bank boxes.
Option 3: Professional Vault Storage
The safest choice for high-net-worth investors or large gold holdings.
✅ Advantages
- Fully insured against theft or loss.
- 24/7 armed security & surveillance.
- Convenient buy-sell integration with dealers.
- Can be stored in international jurisdictions (e.g. Switzerland, Dubai, Singapore).
⚠️ Considerations
- Annual fees ($150–$400/year depending on weight & location).
- Less immediate access compared to home storage.
💡 Pro Tip: Many investors choose Switzerland or Singapore for jurisdictional stability.
Congo Rare Minerals: Gold Storage You Can Trust
At Congo Rare Minerals (CRM), protecting your wealth doesn’t stop at purchase.
- 🏆 Vault Partnerships: Direct-to-vault storage available in Dubai, Kampala, and Zurich.
- 🔒 Insurance Included: All stored gold is 100% insured against theft or loss.
- 🚚 Secure Delivery: Ship directly from CRM to your vault—never leaving professional custody.
- ♻️ Liquidity Ready: Stored gold can be resold instantly through our guaranteed buyback program.
💡 For investors holding more than $20,000 in gold, we recommend vault storage for peace of mind.
Explore Secure Gold Storage with CRM
✅ Comparison: Home vs Bank vs Vault Storage
| Feature | Home Safe Storage | Bank Deposit Box | Professional Vault (CRM) |
|---|---|---|---|
| Control | Full control | Limited access | Accessible via dealer |
| Insurance | Limited, optional | Usually none | Full coverage included |
| Cost | $300–$1,000 (one-time) | $50–$300/year | $150–$400/year |
| Best For | Small investors | Modest holdings | Large, serious investors |
✅ Key Takeaways
- Home safes = control, but higher personal risk.
- Bank boxes = secure, but uninsured and limited access.
- Vault storage = safest, fully insured, and ideal for large holdings.
- CRM offers direct-to-vault delivery and global vault options for maximum security.
Conclusion
How to store gold bars or coins? It depends on your goals:
- If you want control: home safe.
- If you want convenience: bank deposit.
- If you want maximum security and liquidity: professional vault storage.
At Congo Rare Minerals, we guide you through the full journey from buying gold online to keeping it safe, insured, and ready for your future.
Next Step: Buy & Store Gold with CRM – Secure purchases, global vault storage, and guaranteed peace of mind.