Current CRM purchase procedure
Updated October 4, 2026. Individuals and companies may submit personal or company details, contact information, quantity, preferred purity, and a nominated refinery or delivery address. After acceptance of the purchase procedure, CRM sends an FCO for review and signature. The FCO and SPA confirm the order terms.
Orders of 5 kg and above require a 10% deposit of the agreed purchase value before shipment. The deposit is part of the purchase price and is credited against the final balance. After receipt, CRM arranges export documentation and transportation to the nominated refinery or agreed address.
For refinery deliveries, the final balance is due within 24 hours of assay confirmation, based on the agreed price and confirmed weight and purity, less the deposit. Client-address testing, acceptance and payment timing are stated in the FCO and SPA. Ownership transfers after final payment is received.
Testing purchases from 100 g to 4 kg are available in 23K or 24K. Prices, payment and delivery terms are confirmed separately before ordering. The bulk deposit schedule does not automatically apply to testing purchases.
Accepted payment methods are SWIFT bank wire, USDT on TRC20 or ERC20, and Bitcoin (BTC), using instructions on the invoice or signed agreement. CRM does not accept escrow, documentary letters of credit or similar banking instruments.
Relevant shipment documents include the assay report, Certificate of Origin, export permit and shipping details. Shipment terms and cost responsibilities are confirmed in the signed FCO and executed SPA; the SPA governs any differences. Read the purchase process or view the current FAQ.
At Congo Rare Minerals (CRM), many first-time buyers ask:
“Why is the online price for gold bars or coins different from the market spot price?”
The answer: the true cost of buying gold online includes more than the spot rate. You need to consider premiums, shipping, and storage. But thanks to CRM’s unique position as the largest mine operator in the DRC and our direct relationships with hundreds of artisanal miners – we consistently deliver the lowest all-in costs in the market.
1. Gold Pricing at Congo Rare Minerals
Unlike middlemen-driven dealers, CRM controls its supply chain from mine to market. That’s why our gold prices are among the most competitive worldwide:
- 100 Grams of Gold – $9,000
- 250 Grams of Gold – $21,250
- 500 Grams of Gold – $40,000
- 1 Kilogram of Gold – $75,000
- 5 Kilograms of Gold – $375,000
- 10 Kilograms of Gold – $750,000
💡 Compare this to competitors like APMEX or JM Bullion, where a 1kg bar often sells for $80,000–$82,000 – our price saves investors thousands per bar.
2. Why Our Premiums Are Lower
Every gold product is priced above spot to cover:
- Minting and refining.
- Distribution and logistics.
- Dealer operations and margins.
But here’s the difference:
- CRM’s vertical integration and bulk sourcing from local miners reduce overhead.
- We pass those savings directly to investors with smaller premiums than global dealers.
👉 Example: If spot gold is $2,000/oz, our 1kg bar (~32.15oz) at $75,000 reflects only a ~16% markup, significantly below many Western dealers charging 20–25%.
3. Shipping & Insurance Costs
We understand security is critical when shipping gold. Every CRM order includes:
- Discreet Packaging – No “gold” labels.
- Full Insurance – Covers 100% of your order’s value until signed for.
- Secure Couriers – DHL Express, Brinks, or armored transport for bulk.
- Signature Required Delivery – Prevents misdelivery or theft.
Shipping Costs with CRM
- Orders under $20,000: $250 flat rate, fully insured.
- Orders above $20,000: Shipping is free worldwide.
- Vault Delivery Option: Ship directly to one of our partner vaults in Dubai, Kampala, or Zurich for long-term storage.
4. Storage Options & Costs
Where you store your gold affects your total ownership cost.
- Home Safe: One-time ~$300 for a good fireproof safe.
- Bank Safe Deposit Box: $100–$300/year, usually uninsured.
- Vault Storage (CRM Partner Vaults): From $150/year per 1kg bar, fully insured.
💡 With CRM, many investors opt for direct-to-vault delivery, avoiding home delivery risks altogether.
5. The All-In Cost Example
Let’s break it down with CRM’s real prices:
Example: 1kg Gold Bar Purchase
- Spot Price (32.15oz at $2,000): $64,300
- CRM Retail Price: $75,000
- Shipping & Insurance: Free (on orders above $20,000)
- Vault Storage (optional): $150/year
Total All-In (Year 1, with storage): $75,150
👉 At many Western dealers, the same bar would cost ~$82,000 + shipping. That’s a savings of $6,000+ per bar with CRM.
6. Why Congo Rare Minerals Is the Best Value
- 🏆 Largest Gold Mine Operator in the DRC – Direct source, no middlemen.
- 👨🏭 Partnerships with artisanal miners – Supporting local communities while reducing costs.
- 💵 Lower Premiums – Transparent pricing, no hidden fees.
- 🚚 Free Insured Shipping on Bulk Orders – Delivered worldwide.
- 🔒 Vault Delivery Options – Store your gold securely from day one.
- ♻️ Guaranteed Buyback – Sell back at fair market value anytime.
✅ Key Takeaways
- Spot price ≠ final cost—always factor in premiums, shipping, and storage.
- CRM’s mine-to-market advantage means lower premiums than global competitors.
- Free insured shipping on bulk orders keeps costs even lower.
- Vault storage ensures your gold is safe and fully insured.
Conclusion
The true cost of buying gold online is about more than spot price. At most dealers, hidden costs erode value. At Congo Rare Minerals, our scale, sourcing power, and vertical integration make us the lowest-cost, most transparent option for serious investors worldwide.
Next Step: Buy Gold Online with Congo Rare Minerals – Secure, transparent, and globally trusted.