Where to Buy Gold Near Me: Dealer vs Online vs Export

Current CRM purchase procedure

Updated October 4, 2026. Individuals and companies may submit personal or company details, contact information, quantity, preferred purity, and a nominated refinery or delivery address. After acceptance of the purchase procedure, CRM sends an FCO for review and signature. The FCO and SPA confirm the order terms.

Orders of 5 kg and above require a 10% deposit of the agreed purchase value before shipment. The deposit is part of the purchase price and is credited against the final balance. After receipt, CRM arranges export documentation and transportation to the nominated refinery or agreed address.

For refinery deliveries, the final balance is due within 24 hours of assay confirmation, based on the agreed price and confirmed weight and purity, less the deposit. Client-address testing, acceptance and payment timing are stated in the FCO and SPA. Ownership transfers after final payment is received.

Testing purchases from 100 g to 4 kg are available in 23K or 24K. Prices, payment and delivery terms are confirmed separately before ordering. The bulk deposit schedule does not automatically apply to testing purchases.

Accepted payment methods are SWIFT bank wire, USDT on TRC20 or ERC20, and Bitcoin (BTC), using instructions on the invoice or signed agreement. CRM does not accept escrow, documentary letters of credit or similar banking instruments.

Relevant shipment documents include the assay report, Certificate of Origin, export permit and shipping details. Shipment terms and cost responsibilities are confirmed in the signed FCO and executed SPA; the SPA governs any differences. Read the purchase process or view the current FAQ.

You have three real options: a local dealer, a reputable online shop, or a direct export from origin. The right choice depends on price, verification, and how fast you need delivery. Here is a clear, no-nonsense guide to help you decide and buy with confidence.

The short version

  • Local dealer: fastest pickup, higher premiums, limited stock.
  • Online shop: broad choice, transparent pricing, insured delivery.
  • Export from origin: best per-gram pricing on larger orders, more paperwork, scheduled shipments.

If you want a quote now, open the Shop or message sales on Contact.


Dealer vs Online vs Export: quick comparison

FactorLocal dealerOnline shopExport from origin
PriceHighest premiumsCompetitiveLowest per gram on larger orders
LiquidityGood on common coinsWide choice, good spreadsBest with 100 g, 250 g, 1 kg bars
VerificationVisual checksAssay cards, docsAssay report, serials, independent Lab Testing
SpeedSame day2 to 5 days typical3 to 10 working days depending on route
PaperworkMinimalInvoice, shipping, insuranceFull export pack and insured airway bill
Best forSmall, urgent buysMost personal ordersBigger tickets and repeat buyers

Keep your eye on two numbers: total landed cost and the buyback spread for the unit you are purchasing.


When a local dealer makes sense

  • You want same-day pickup
  • You are paying cash for a small unit
  • You already know the dealer

How to check fast:

  • Compare premium on the exact unit to an online quote
  • Inspect packaging and serials
  • Ask for a buyback number for the same SKU

When an online shop is the sweet spot

  • You want choice and a clear invoice
  • You prefer insured delivery to your door or vault
  • You are buying in common units: 1 oz, 100 g, 250 g, 1 kg

What to ask for:

  • A written quote with all fees and shipping
  • Assay card or report and serials where applicable
  • Delivery window and courier name

Start with our Shop or request a custom quote on Contact.


When to buy via export from origin

  • You want lower per-gram costs on larger orders
  • Individuals and companies may submit personal or company details, contact information, quantity, preferred purity, and a nominated refinery or delivery address. After acceptance of the purchase procedure, CRM sends an FCO for review and signature. The FCO and SPA confirm the order terms. Any additional requirements of the bank, nominated refinery or destination authority are handled separately; CRM does not list mandatory KYC onboarding as a purchase step.
  • You can wait for a scheduled export slot

What the process looks like with Congo Rare Minerals:

  1. Quote with product, purity, premium, shipping, insurance, and timing
  2. Individuals and companies may submit personal or company details, contact information, quantity, preferred purity, and a nominated refinery or delivery address. After acceptance of the purchase procedure, CRM sends an FCO for review and signature. The FCO and SPA confirm the order terms. Any additional requirements of the bank, nominated refinery or destination authority are handled separately; CRM does not list mandatory KYC onboarding as a purchase step.
  3. Testing with assay card or full report. Independent checks available through Lab Testing
  4. Payment to the company bank account after invoice approval
  5. Export with permits, insurance, and airway bill
  6. Delivery to your chosen hub, plus buyback guidance on the same SKUs

If you need settlement or re-assay, see Refining.


The most common mistakes to avoid

  • Chasing a headline price that sits below spot
  • Paying to a personal account
  • Accepting shipping without a policy number
  • Buying odd weights that are hard to resell

Use our one-page buyer guide: Buy Gold Online: The Complete Buyer’s Checklist.


What to buy if you want easy resale

  • 1 oz coins for flexibility
  • 100 g and 250 g bars for balance of cost and liquidity
  • 1 kg bars if you plan to hold and want the lowest cost per gram

We keep these in stock. Browse current inventory in the Shop.


How Congo Rare Minerals can help today

  • Transparent quotes that show the full landed cost
  • Liquid units for tight spreads
  • Independent verification via Lab Testing
  • Insured export with a clean document pack
    Message the team on Contact and ask for this week’s export slots.

FAQ

Is export from Africa legal for private buyers
Yes, if the shipment follows local law and destination rules. We provide the export permits, insurance, and airway bill for each shipment.

How long does insured delivery take
Online shop orders are often 2 to 5 days. Exports run 3 to 10 working days, depending on route and testing.

What size should I pick for my first order
Start with 1 oz or 100 g. Move to 250 g or 1 kg as you scale.

Can I test the metal independently
Yes. Book an independent test through Lab Testing. Re-assay or settlement options are available via Refining.